LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,183
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,744
−HK$1,586/mo
Today · 4.125%
HK$53,330
baseline
▲ 0.50% · 4.625%
HK$56,575
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,660/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,828
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,326
−HK$1,519/mo
Today · 4.125%
HK$58,845
baseline
▲ 0.50% · 4.625%
HK$61,947
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,690/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,220
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,093
−HK$1,903/mo
Today · 4.125%
HK$63,996
baseline
▲ 0.50% · 4.625%
HK$67,890
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$127,992/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,994
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,791
−HK$1,823/mo
Today · 4.125%
HK$70,614
baseline
▲ 0.50% · 4.625%
HK$74,336
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.20M · min. income ≈ HK$141,228/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,257
−HK$4,405/mo
▼ 0.25% · 3.875%
HK$72,442
−HK$2,220/mo
Today · 4.125%
HK$74,662
baseline
▲ 0.50% · 4.625%
HK$79,205
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,324/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,160
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,256
−HK$2,127/mo
Today · 4.125%
HK$82,383
baseline
▲ 0.50% · 4.625%
HK$86,725
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,766/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,330
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,140
−HK$2,855/mo
Today · 4.125%
HK$95,995
baseline
▲ 0.50% · 4.625%
HK$101,836
+HK$5,841/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,990/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,491
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,186
−HK$2,735/mo
Today · 4.125%
HK$105,921
baseline
▲ 0.50% · 4.625%
HK$111,504
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,842/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,331 · Scale 2, in force from 26 Feb 2026)