LTV · monthly repayment
▼ 0.50% · 3.625%
HK$501,846
−HK$31,470/mo
▼ 0.25% · 3.875%
HK$517,457
−HK$15,859/mo
Today · 4.125%
HK$533,316
baseline
▲ 0.50% · 4.625%
HK$565,768
+HK$32,452/mo
Deposit HK$110.04M · loan HK$110.04M · min. income ≈ HK$1,066,632/mo (50% DSR)
Upfront cash ≈ HK$124.35M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,299
−HK$30,163/mo
▼ 0.25% · 3.875%
HK$573,272
−HK$15,190/mo
Today · 4.125%
HK$588,462
baseline
▲ 0.50% · 4.625%
HK$619,481
+HK$31,019/mo
Deposit HK$110.04M · loan HK$110.04M · min. income ≈ HK$1,176,924/mo (50% DSR)
Upfront cash ≈ HK$124.35M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$602,216
−HK$37,764/mo
▼ 0.25% · 3.875%
HK$620,948
−HK$19,032/mo
Today · 4.125%
HK$639,980
baseline
▲ 0.50% · 4.625%
HK$678,921
+HK$38,941/mo
Deposit HK$88.03M · loan HK$132.05M · min. income ≈ HK$1,279,960/mo (50% DSR)
Upfront cash ≈ HK$102.34M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$669,959
−HK$36,196/mo
▼ 0.25% · 3.875%
HK$687,927
−HK$18,228/mo
Today · 4.125%
HK$706,155
baseline
▲ 0.50% · 4.625%
HK$743,377
+HK$37,222/mo
Deposit HK$88.03M · loan HK$132.05M · min. income ≈ HK$1,412,310/mo (50% DSR)
Upfront cash ≈ HK$102.34M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$702,585
−HK$44,058/mo
▼ 0.25% · 3.875%
HK$724,439
−HK$22,204/mo
Today · 4.125%
HK$746,643
baseline
▲ 0.50% · 4.625%
HK$792,075
+HK$45,432/mo
Deposit HK$66.02M · loan HK$154.06M · min. income ≈ HK$1,493,286/mo (50% DSR)
Upfront cash ≈ HK$80.33M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$781,619
−HK$42,228/mo
▼ 0.25% · 3.875%
HK$802,581
−HK$21,266/mo
Today · 4.125%
HK$823,847
baseline
▲ 0.50% · 4.625%
HK$867,273
+HK$43,426/mo
Deposit HK$66.02M · loan HK$154.06M · min. income ≈ HK$1,647,694/mo (50% DSR)
Upfront cash ≈ HK$80.33M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$903,323
−HK$56,647/mo
▼ 0.25% · 3.875%
HK$931,422
−HK$28,548/mo
Today · 4.125%
HK$959,970
baseline
▲ 0.50% · 4.625%
HK$1,018,382
+HK$58,412/mo
Deposit HK$22.01M · loan HK$198.07M · min. income ≈ HK$1,919,940/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,004,938
−HK$54,294/mo
▼ 0.25% · 3.875%
HK$1,031,890
−HK$27,342/mo
Today · 4.125%
HK$1,059,232
baseline
▲ 0.50% · 4.625%
HK$1,115,065
+HK$55,833/mo
Deposit HK$22.01M · loan HK$198.07M · min. income ≈ HK$2,118,464/mo (50% DSR)
Upfront cash ≈ HK$36.31M (deposit + AVD stamp duty HK$14,305,412 · Scale 2, in force from 26 Feb 2026)