LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,185
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,586/mo
Today · 4.125%
HK$53,332
baseline
▲ 0.50% · 4.625%
HK$56,577
+HK$3,245/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,664/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,830
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,328
−HK$1,519/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$61,949
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,095
−HK$1,904/mo
Today · 4.125%
HK$63,999
baseline
▲ 0.50% · 4.625%
HK$67,893
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$127,998/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,997
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,793
−HK$1,823/mo
Today · 4.125%
HK$70,616
baseline
▲ 0.50% · 4.625%
HK$74,338
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$141,232/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,259
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,445
−HK$2,220/mo
Today · 4.125%
HK$74,665
baseline
▲ 0.50% · 4.625%
HK$79,208
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,330/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,163
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,259
−HK$2,127/mo
Today · 4.125%
HK$82,386
baseline
▲ 0.50% · 4.625%
HK$86,728
+HK$4,342/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,772/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,333
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,143
−HK$2,855/mo
Today · 4.125%
HK$95,998
baseline
▲ 0.50% · 4.625%
HK$101,839
+HK$5,841/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$191,996/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,495
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,190
−HK$2,734/mo
Today · 4.125%
HK$105,924
baseline
▲ 0.50% · 4.625%
HK$111,508
+HK$5,584/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,848/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,364 · Scale 2, in force from 26 Feb 2026)