LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,188
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,749
−HK$1,586/mo
Today · 4.125%
HK$53,335
baseline
▲ 0.50% · 4.625%
HK$56,581
+HK$3,246/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$106,670/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,834
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,331
−HK$1,519/mo
Today · 4.125%
HK$58,850
baseline
▲ 0.50% · 4.625%
HK$61,952
+HK$3,102/mo
Deposit HK$11.00M · loan HK$11.00M · min. income ≈ HK$117,700/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,226
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,099
−HK$1,903/mo
Today · 4.125%
HK$64,002
baseline
▲ 0.50% · 4.625%
HK$67,897
+HK$3,895/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$128,004/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,001
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,797
−HK$1,823/mo
Today · 4.125%
HK$70,620
baseline
▲ 0.50% · 4.625%
HK$74,343
+HK$3,723/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$141,240/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,263
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,449
−HK$2,221/mo
Today · 4.125%
HK$74,670
baseline
▲ 0.50% · 4.625%
HK$79,213
+HK$4,543/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,340/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,167
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,264
−HK$2,126/mo
Today · 4.125%
HK$82,390
baseline
▲ 0.50% · 4.625%
HK$86,733
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,780/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,339
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,149
−HK$2,855/mo
Today · 4.125%
HK$96,004
baseline
▲ 0.50% · 4.625%
HK$101,845
+HK$5,841/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,008/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,501
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,196
−HK$2,735/mo
Today · 4.125%
HK$105,931
baseline
▲ 0.50% · 4.625%
HK$111,514
+HK$5,583/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,862/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,420 · Scale 2, in force from 26 Feb 2026)