LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,191
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,752
−HK$1,586/mo
Today · 4.125%
HK$53,338
baseline
▲ 0.50% · 4.625%
HK$56,583
+HK$3,245/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,676/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,837
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,334
−HK$1,519/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$61,955
+HK$3,102/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,229
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,102
−HK$1,904/mo
Today · 4.125%
HK$64,006
baseline
▲ 0.50% · 4.625%
HK$67,900
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$128,012/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,004
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,801
−HK$1,823/mo
Today · 4.125%
HK$70,624
baseline
▲ 0.50% · 4.625%
HK$74,346
+HK$3,722/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$141,248/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,267
−HK$4,406/mo
▼ 0.25% · 3.875%
HK$72,452
−HK$2,221/mo
Today · 4.125%
HK$74,673
baseline
▲ 0.50% · 4.625%
HK$79,217
+HK$4,544/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,346/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,171
−HK$4,223/mo
▼ 0.25% · 3.875%
HK$80,268
−HK$2,126/mo
Today · 4.125%
HK$82,394
baseline
▲ 0.50% · 4.625%
HK$86,738
+HK$4,344/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,788/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,343
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,153
−HK$2,855/mo
Today · 4.125%
HK$96,008
baseline
▲ 0.50% · 4.625%
HK$101,850
+HK$5,842/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,016/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,506
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,201
−HK$2,735/mo
Today · 4.125%
HK$105,936
baseline
▲ 0.50% · 4.625%
HK$111,520
+HK$5,584/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,872/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,465 · Scale 2, in force from 26 Feb 2026)