LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,194
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,755
−HK$1,586/mo
Today · 4.125%
HK$53,341
baseline
▲ 0.50% · 4.625%
HK$56,587
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,682/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,840
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,338
−HK$1,519/mo
Today · 4.125%
HK$58,857
baseline
▲ 0.50% · 4.625%
HK$61,959
+HK$3,102/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,714/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,232
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,106
−HK$1,904/mo
Today · 4.125%
HK$64,010
baseline
▲ 0.50% · 4.625%
HK$67,904
+HK$3,894/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$128,020/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,008
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,805
−HK$1,823/mo
Today · 4.125%
HK$70,628
baseline
▲ 0.50% · 4.625%
HK$74,351
+HK$3,723/mo
Deposit HK$8.80M · loan HK$13.21M · min. income ≈ HK$141,256/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,271
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,457
−HK$2,221/mo
Today · 4.125%
HK$74,678
baseline
▲ 0.50% · 4.625%
HK$79,222
+HK$4,544/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,356/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,176
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,273
−HK$2,127/mo
Today · 4.125%
HK$82,400
baseline
▲ 0.50% · 4.625%
HK$86,743
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,800/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,349
−HK$5,665/mo
▼ 0.25% · 3.875%
HK$93,159
−HK$2,855/mo
Today · 4.125%
HK$96,014
baseline
▲ 0.50% · 4.625%
HK$101,857
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,028/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,512
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,208
−HK$2,734/mo
Today · 4.125%
HK$105,942
baseline
▲ 0.50% · 4.625%
HK$111,527
+HK$5,585/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,884/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,524 · Scale 2, in force from 26 Feb 2026)