LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,196
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,758
−HK$1,586/mo
Today · 4.125%
HK$53,344
baseline
▲ 0.50% · 4.625%
HK$56,590
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,688/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,843
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,340
−HK$1,520/mo
Today · 4.125%
HK$58,860
baseline
▲ 0.50% · 4.625%
HK$61,962
+HK$3,102/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,720/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,235
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,109
−HK$1,904/mo
Today · 4.125%
HK$64,013
baseline
▲ 0.50% · 4.625%
HK$67,908
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,026/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,011
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,809
−HK$1,823/mo
Today · 4.125%
HK$70,632
baseline
▲ 0.50% · 4.625%
HK$74,355
+HK$3,723/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,264/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,275
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,461
−HK$2,221/mo
Today · 4.125%
HK$74,682
baseline
▲ 0.50% · 4.625%
HK$79,226
+HK$4,544/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,364/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,180
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,277
−HK$2,127/mo
Today · 4.125%
HK$82,404
baseline
▲ 0.50% · 4.625%
HK$86,747
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,808/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,353
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,164
−HK$2,855/mo
Today · 4.125%
HK$96,019
baseline
▲ 0.50% · 4.625%
HK$101,862
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,038/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,517
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,213
−HK$2,735/mo
Today · 4.125%
HK$105,948
baseline
▲ 0.50% · 4.625%
HK$111,532
+HK$5,584/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,896/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,571 · Scale 2, in force from 26 Feb 2026)