LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,197
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,759
−HK$1,586/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,591
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,519/mo
Today · 4.125%
HK$58,861
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,722/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,237
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,111
−HK$1,903/mo
Today · 4.125%
HK$64,014
baseline
▲ 0.50% · 4.625%
HK$67,909
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,028/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,013
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,810
−HK$1,823/mo
Today · 4.125%
HK$70,633
baseline
▲ 0.50% · 4.625%
HK$74,357
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,266/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,276
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,462
−HK$2,221/mo
Today · 4.125%
HK$74,683
baseline
▲ 0.50% · 4.625%
HK$79,228
+HK$4,545/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,366/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,182
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,278
−HK$2,128/mo
Today · 4.125%
HK$82,406
baseline
▲ 0.50% · 4.625%
HK$86,749
+HK$4,343/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,812/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,355
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,166
−HK$2,855/mo
Today · 4.125%
HK$96,021
baseline
▲ 0.50% · 4.625%
HK$101,864
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,042/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,519
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,215
−HK$2,735/mo
Today · 4.125%
HK$105,950
baseline
▲ 0.50% · 4.625%
HK$111,535
+HK$5,585/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,900/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,591 · Scale 2, in force from 26 Feb 2026)