LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,198
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,759
−HK$1,587/mo
Today · 4.125%
HK$53,346
baseline
▲ 0.50% · 4.625%
HK$56,592
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,692/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,845
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,520/mo
Today · 4.125%
HK$58,862
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,102/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,724/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,237
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,111
−HK$1,904/mo
Today · 4.125%
HK$64,015
baseline
▲ 0.50% · 4.625%
HK$67,910
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,030/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,014
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,811
−HK$1,823/mo
Today · 4.125%
HK$70,634
baseline
▲ 0.50% · 4.625%
HK$74,357
+HK$3,723/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,268/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,277
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,463
−HK$2,221/mo
Today · 4.125%
HK$74,684
baseline
▲ 0.50% · 4.625%
HK$79,228
+HK$4,544/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,368/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,182
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,279
−HK$2,127/mo
Today · 4.125%
HK$82,406
baseline
▲ 0.50% · 4.625%
HK$86,750
+HK$4,344/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,812/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,356
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,167
−HK$2,855/mo
Today · 4.125%
HK$96,022
baseline
▲ 0.50% · 4.625%
HK$101,865
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,044/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,520
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,216
−HK$2,735/mo
Today · 4.125%
HK$105,951
baseline
▲ 0.50% · 4.625%
HK$111,536
+HK$5,585/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,902/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,601 · Scale 2, in force from 26 Feb 2026)