LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,201
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,762
−HK$1,587/mo
Today · 4.125%
HK$53,349
baseline
▲ 0.50% · 4.625%
HK$56,595
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,698/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,848
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,346
−HK$1,519/mo
Today · 4.125%
HK$58,865
baseline
▲ 0.50% · 4.625%
HK$61,968
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,730/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,241
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,115
−HK$1,904/mo
Today · 4.125%
HK$64,019
baseline
▲ 0.50% · 4.625%
HK$67,914
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,038/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,018
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,815
−HK$1,823/mo
Today · 4.125%
HK$70,638
baseline
▲ 0.50% · 4.625%
HK$74,362
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,276/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,281
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,467
−HK$2,221/mo
Today · 4.125%
HK$74,688
baseline
▲ 0.50% · 4.625%
HK$79,233
+HK$4,545/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$149,376/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,187
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,284
−HK$2,127/mo
Today · 4.125%
HK$82,411
baseline
▲ 0.50% · 4.625%
HK$86,755
+HK$4,344/mo
Deposit HK$6.60M · loan HK$15.41M · min. income ≈ HK$164,822/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,362
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,172
−HK$2,856/mo
Today · 4.125%
HK$96,028
baseline
▲ 0.50% · 4.625%
HK$101,871
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$192,056/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,526
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,222
−HK$2,735/mo
Today · 4.125%
HK$105,957
baseline
▲ 0.50% · 4.625%
HK$111,543
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.81M · min. income ≈ HK$211,914/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,656 · Scale 2, in force from 26 Feb 2026)