LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,204
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,587/mo
Today · 4.125%
HK$53,353
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,706/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,350
−HK$1,519/mo
Today · 4.125%
HK$58,869
baseline
▲ 0.50% · 4.625%
HK$61,972
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,738/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,119
−HK$1,904/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,919
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,022
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,820
−HK$1,823/mo
Today · 4.125%
HK$70,643
baseline
▲ 0.50% · 4.625%
HK$74,367
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,286/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,286
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,472
−HK$2,222/mo
Today · 4.125%
HK$74,694
baseline
▲ 0.50% · 4.625%
HK$79,239
+HK$4,545/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,388/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,193
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,290
−HK$2,127/mo
Today · 4.125%
HK$82,417
baseline
▲ 0.50% · 4.625%
HK$86,761
+HK$4,344/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,834/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,368
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,179
−HK$2,856/mo
Today · 4.125%
HK$96,035
baseline
▲ 0.50% · 4.625%
HK$101,878
+HK$5,843/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,070/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,533
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,230
−HK$2,735/mo
Today · 4.125%
HK$105,965
baseline
▲ 0.50% · 4.625%
HK$111,550
+HK$5,585/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,930/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,722 · Scale 2, in force from 26 Feb 2026)