LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,206
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,767
−HK$1,587/mo
Today · 4.125%
HK$53,354
baseline
▲ 0.50% · 4.625%
HK$56,600
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,708/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,853
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,351
−HK$1,520/mo
Today · 4.125%
HK$58,871
baseline
▲ 0.50% · 4.625%
HK$61,974
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,742/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,247
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,121
−HK$1,904/mo
Today · 4.125%
HK$64,025
baseline
▲ 0.50% · 4.625%
HK$67,920
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,050/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,024
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,821
−HK$1,824/mo
Today · 4.125%
HK$70,645
baseline
▲ 0.50% · 4.625%
HK$74,369
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,290/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,288
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,474
−HK$2,221/mo
Today · 4.125%
HK$74,695
baseline
▲ 0.50% · 4.625%
HK$79,241
+HK$4,546/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,390/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,194
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,292
−HK$2,127/mo
Today · 4.125%
HK$82,419
baseline
▲ 0.50% · 4.625%
HK$86,764
+HK$4,345/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,838/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,370
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,181
−HK$2,856/mo
Today · 4.125%
HK$96,037
baseline
▲ 0.50% · 4.625%
HK$101,881
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,074/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,536
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,232
−HK$2,735/mo
Today · 4.125%
HK$105,967
baseline
▲ 0.50% · 4.625%
HK$111,553
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,934/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,745 · Scale 2, in force from 26 Feb 2026)