LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,206
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,587/mo
Today · 4.125%
HK$53,355
baseline
▲ 0.50% · 4.625%
HK$56,601
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,710/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,854
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,352
−HK$1,520/mo
Today · 4.125%
HK$58,872
baseline
▲ 0.50% · 4.625%
HK$61,975
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,744/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,248
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,122
−HK$1,904/mo
Today · 4.125%
HK$64,026
baseline
▲ 0.50% · 4.625%
HK$67,921
+HK$3,895/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,052/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,025
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,822
−HK$1,824/mo
Today · 4.125%
HK$70,646
baseline
▲ 0.50% · 4.625%
HK$74,370
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,292/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,289
−HK$4,407/mo
▼ 0.25% · 3.875%
HK$72,475
−HK$2,221/mo
Today · 4.125%
HK$74,696
baseline
▲ 0.50% · 4.625%
HK$79,242
+HK$4,546/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,392/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,196
−HK$4,224/mo
▼ 0.25% · 3.875%
HK$80,293
−HK$2,127/mo
Today · 4.125%
HK$82,420
baseline
▲ 0.50% · 4.625%
HK$86,765
+HK$4,345/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,840/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,371
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,856/mo
Today · 4.125%
HK$96,038
baseline
▲ 0.50% · 4.625%
HK$101,882
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,076/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,537
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,233
−HK$2,736/mo
Today · 4.125%
HK$105,969
baseline
▲ 0.50% · 4.625%
HK$111,555
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,938/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,757 · Scale 2, in force from 26 Feb 2026)