LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,207
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,769
−HK$1,587/mo
Today · 4.125%
HK$53,356
baseline
▲ 0.50% · 4.625%
HK$56,602
+HK$3,246/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,712/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,855
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,353
−HK$1,520/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$61,976
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$11.94M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,249
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,123
−HK$1,904/mo
Today · 4.125%
HK$64,027
baseline
▲ 0.50% · 4.625%
HK$67,923
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,054/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,026
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,824
−HK$1,823/mo
Today · 4.125%
HK$70,647
baseline
▲ 0.50% · 4.625%
HK$74,371
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,294/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,290
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,476
−HK$2,222/mo
Today · 4.125%
HK$74,698
baseline
▲ 0.50% · 4.625%
HK$79,243
+HK$4,545/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,396/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,197
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,294
−HK$2,128/mo
Today · 4.125%
HK$82,422
baseline
▲ 0.50% · 4.625%
HK$86,766
+HK$4,344/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,844/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,373
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,184
−HK$2,856/mo
Today · 4.125%
HK$96,040
baseline
▲ 0.50% · 4.625%
HK$101,884
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,080/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,539
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,235
−HK$2,736/mo
Today · 4.125%
HK$105,971
baseline
▲ 0.50% · 4.625%
HK$111,557
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,942/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,775 · Scale 2, in force from 26 Feb 2026)