LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,211
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,772
−HK$1,587/mo
Today · 4.125%
HK$53,359
baseline
▲ 0.50% · 4.625%
HK$56,606
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,718/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,859
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,357
−HK$1,520/mo
Today · 4.125%
HK$58,877
baseline
▲ 0.50% · 4.625%
HK$61,980
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,754/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,253
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,127
−HK$1,904/mo
Today · 4.125%
HK$64,031
baseline
▲ 0.50% · 4.625%
HK$67,927
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,062/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,031
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,828
−HK$1,824/mo
Today · 4.125%
HK$70,652
baseline
▲ 0.50% · 4.625%
HK$74,376
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,304/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,295
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,481
−HK$2,222/mo
Today · 4.125%
HK$74,703
baseline
▲ 0.50% · 4.625%
HK$79,248
+HK$4,545/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,406/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,202
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,300
−HK$2,127/mo
Today · 4.125%
HK$82,427
baseline
▲ 0.50% · 4.625%
HK$86,772
+HK$4,345/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,854/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,379
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,190
−HK$2,857/mo
Today · 4.125%
HK$96,047
baseline
▲ 0.50% · 4.625%
HK$101,891
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,094/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,546
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,242
−HK$2,736/mo
Today · 4.125%
HK$105,978
baseline
▲ 0.50% · 4.625%
HK$111,564
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,956/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,838 · Scale 2, in force from 26 Feb 2026)