LTV · monthly repayment
▼ 0.50% · 3.625%
HK$502,121
−HK$31,487/mo
▼ 0.25% · 3.875%
HK$517,740
−HK$15,868/mo
Today · 4.125%
HK$533,608
baseline
▲ 0.50% · 4.625%
HK$566,077
+HK$32,469/mo
Deposit HK$110.10M · loan HK$110.10M · min. income ≈ HK$1,067,216/mo (50% DSR)
Upfront cash ≈ HK$124.42M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,604
−HK$30,180/mo
▼ 0.25% · 3.875%
HK$573,586
−HK$15,198/mo
Today · 4.125%
HK$588,784
baseline
▲ 0.50% · 4.625%
HK$619,820
+HK$31,036/mo
Deposit HK$110.10M · loan HK$110.10M · min. income ≈ HK$1,177,568/mo (50% DSR)
Upfront cash ≈ HK$124.42M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$602,545
−HK$37,785/mo
▼ 0.25% · 3.875%
HK$621,288
−HK$19,042/mo
Today · 4.125%
HK$640,330
baseline
▲ 0.50% · 4.625%
HK$679,292
+HK$38,962/mo
Deposit HK$88.08M · loan HK$132.12M · min. income ≈ HK$1,280,660/mo (50% DSR)
Upfront cash ≈ HK$102.39M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$670,325
−HK$36,216/mo
▼ 0.25% · 3.875%
HK$688,303
−HK$18,238/mo
Today · 4.125%
HK$706,541
baseline
▲ 0.50% · 4.625%
HK$743,784
+HK$37,243/mo
Deposit HK$88.08M · loan HK$132.12M · min. income ≈ HK$1,413,082/mo (50% DSR)
Upfront cash ≈ HK$102.39M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$702,969
−HK$44,083/mo
▼ 0.25% · 3.875%
HK$724,836
−HK$22,216/mo
Today · 4.125%
HK$747,052
baseline
▲ 0.50% · 4.625%
HK$792,508
+HK$45,456/mo
Deposit HK$66.06M · loan HK$154.14M · min. income ≈ HK$1,494,104/mo (50% DSR)
Upfront cash ≈ HK$80.37M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$782,046
−HK$42,252/mo
▼ 0.25% · 3.875%
HK$803,020
−HK$21,278/mo
Today · 4.125%
HK$824,298
baseline
▲ 0.50% · 4.625%
HK$867,748
+HK$43,450/mo
Deposit HK$66.06M · loan HK$154.14M · min. income ≈ HK$1,648,596/mo (50% DSR)
Upfront cash ≈ HK$80.37M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$903,818
−HK$56,677/mo
▼ 0.25% · 3.875%
HK$931,931
−HK$28,564/mo
Today · 4.125%
HK$960,495
baseline
▲ 0.50% · 4.625%
HK$1,018,939
+HK$58,444/mo
Deposit HK$22.02M · loan HK$198.18M · min. income ≈ HK$1,920,990/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,005,488
−HK$54,323/mo
▼ 0.25% · 3.875%
HK$1,032,455
−HK$27,356/mo
Today · 4.125%
HK$1,059,811
baseline
▲ 0.50% · 4.625%
HK$1,115,675
+HK$55,864/mo
Deposit HK$22.02M · loan HK$198.18M · min. income ≈ HK$2,119,622/mo (50% DSR)
Upfront cash ≈ HK$36.33M (deposit + AVD stamp duty HK$14,313,239 · Scale 2, in force from 26 Feb 2026)