LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,213
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,586/mo
Today · 4.125%
HK$53,361
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,722/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,520/mo
Today · 4.125%
HK$58,879
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,758/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,255
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,130
−HK$1,904/mo
Today · 4.125%
HK$64,034
baseline
▲ 0.50% · 4.625%
HK$67,930
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,068/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,033
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,831
−HK$1,824/mo
Today · 4.125%
HK$70,655
baseline
▲ 0.50% · 4.625%
HK$74,379
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,310/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,298
−HK$4,408/mo
▼ 0.25% · 3.875%
HK$72,484
−HK$2,222/mo
Today · 4.125%
HK$74,706
baseline
▲ 0.50% · 4.625%
HK$79,252
+HK$4,546/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,412/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,206
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,303
−HK$2,128/mo
Today · 4.125%
HK$82,431
baseline
▲ 0.50% · 4.625%
HK$86,776
+HK$4,345/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,862/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,383
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,194
−HK$2,857/mo
Today · 4.125%
HK$96,051
baseline
▲ 0.50% · 4.625%
HK$101,895
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,102/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,550
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,247
−HK$2,735/mo
Today · 4.125%
HK$105,982
baseline
▲ 0.50% · 4.625%
HK$111,569
+HK$5,587/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,964/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,878 · Scale 2, in force from 26 Feb 2026)