LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,213
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,587/mo
Today · 4.125%
HK$53,362
baseline
▲ 0.50% · 4.625%
HK$56,609
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,724/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,862
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,360
−HK$1,520/mo
Today · 4.125%
HK$58,880
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,103/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,760/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,256
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,130
−HK$1,904/mo
Today · 4.125%
HK$64,034
baseline
▲ 0.50% · 4.625%
HK$67,931
+HK$3,897/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,068/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,034
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,832
−HK$1,824/mo
Today · 4.125%
HK$70,656
baseline
▲ 0.50% · 4.625%
HK$74,380
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,312/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,298
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,485
−HK$2,222/mo
Today · 4.125%
HK$74,707
baseline
▲ 0.50% · 4.625%
HK$79,252
+HK$4,545/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,414/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,206
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,304
−HK$2,127/mo
Today · 4.125%
HK$82,431
baseline
▲ 0.50% · 4.625%
HK$86,776
+HK$4,345/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,862/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,384
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,195
−HK$2,856/mo
Today · 4.125%
HK$96,051
baseline
▲ 0.50% · 4.625%
HK$101,896
+HK$5,845/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,102/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,551
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,248
−HK$2,735/mo
Today · 4.125%
HK$105,983
baseline
▲ 0.50% · 4.625%
HK$111,570
+HK$5,587/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,966/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,885 · Scale 2, in force from 26 Feb 2026)