LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,214
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,776
−HK$1,587/mo
Today · 4.125%
HK$53,363
baseline
▲ 0.50% · 4.625%
HK$56,610
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,726/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,862
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,360
−HK$1,520/mo
Today · 4.125%
HK$58,880
baseline
▲ 0.50% · 4.625%
HK$61,984
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,760/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,256
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,131
−HK$1,904/mo
Today · 4.125%
HK$64,035
baseline
▲ 0.50% · 4.625%
HK$67,931
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,070/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,035
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,833
−HK$1,823/mo
Today · 4.125%
HK$70,656
baseline
▲ 0.50% · 4.625%
HK$74,381
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,312/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,299
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,486
−HK$2,222/mo
Today · 4.125%
HK$74,708
baseline
▲ 0.50% · 4.625%
HK$79,253
+HK$4,545/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$149,416/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,207
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,305
−HK$2,127/mo
Today · 4.125%
HK$82,432
baseline
▲ 0.50% · 4.625%
HK$86,778
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.41M · min. income ≈ HK$164,864/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,385
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,196
−HK$2,857/mo
Today · 4.125%
HK$96,053
baseline
▲ 0.50% · 4.625%
HK$101,897
+HK$5,844/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,106/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,552
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,249
−HK$2,736/mo
Today · 4.125%
HK$105,985
baseline
▲ 0.50% · 4.625%
HK$111,571
+HK$5,586/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,970/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,896 · Scale 2, in force from 26 Feb 2026)