LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,217
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,587/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,613
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,866
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,364
−HK$1,520/mo
Today · 4.125%
HK$58,884
baseline
▲ 0.50% · 4.625%
HK$61,988
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,768/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,260
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,134
−HK$1,905/mo
Today · 4.125%
HK$64,039
baseline
▲ 0.50% · 4.625%
HK$67,935
+HK$3,896/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,078/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,039
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,837
−HK$1,824/mo
Today · 4.125%
HK$70,661
baseline
▲ 0.50% · 4.625%
HK$74,385
+HK$3,724/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,322/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,303
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,490
−HK$2,222/mo
Today · 4.125%
HK$74,712
baseline
▲ 0.50% · 4.625%
HK$79,258
+HK$4,546/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,424/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,212
−HK$4,225/mo
▼ 0.25% · 3.875%
HK$80,309
−HK$2,128/mo
Today · 4.125%
HK$82,437
baseline
▲ 0.50% · 4.625%
HK$86,783
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,874/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,390
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,202
−HK$2,856/mo
Today · 4.125%
HK$96,058
baseline
▲ 0.50% · 4.625%
HK$101,903
+HK$5,845/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,116/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,558
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,255
−HK$2,736/mo
Today · 4.125%
HK$105,991
baseline
▲ 0.50% · 4.625%
HK$111,578
+HK$5,587/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$211,982/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$935,951 · Scale 2, in force from 26 Feb 2026)