LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,222
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,785
−HK$1,587/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$3,247/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,872
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,370
−HK$1,521/mo
Today · 4.125%
HK$58,891
baseline
▲ 0.50% · 4.625%
HK$61,995
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,782/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,267
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,142
−HK$1,904/mo
Today · 4.125%
HK$64,046
baseline
▲ 0.50% · 4.625%
HK$67,943
+HK$3,897/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$128,092/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,046
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,845
−HK$1,824/mo
Today · 4.125%
HK$70,669
baseline
▲ 0.50% · 4.625%
HK$74,394
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.21M · min. income ≈ HK$141,338/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,311
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,499
−HK$2,222/mo
Today · 4.125%
HK$74,721
baseline
▲ 0.50% · 4.625%
HK$79,267
+HK$4,546/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,442/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,221
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,319
−HK$2,128/mo
Today · 4.125%
HK$82,447
baseline
▲ 0.50% · 4.625%
HK$86,793
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,894/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,400
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,212
−HK$2,857/mo
Today · 4.125%
HK$96,069
baseline
▲ 0.50% · 4.625%
HK$101,915
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,138/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,570
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,267
−HK$2,736/mo
Today · 4.125%
HK$106,003
baseline
▲ 0.50% · 4.625%
HK$111,591
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,006/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,060 · Scale 2, in force from 26 Feb 2026)