LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,224
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,786
−HK$1,587/mo
Today · 4.125%
HK$53,373
baseline
▲ 0.50% · 4.625%
HK$56,621
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,746/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,873
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,372
−HK$1,520/mo
Today · 4.125%
HK$58,892
baseline
▲ 0.50% · 4.625%
HK$61,996
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,784/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,268
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,143
−HK$1,905/mo
Today · 4.125%
HK$64,048
baseline
▲ 0.50% · 4.625%
HK$67,945
+HK$3,897/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,096/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,048
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,846
−HK$1,824/mo
Today · 4.125%
HK$70,670
baseline
▲ 0.50% · 4.625%
HK$74,395
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,340/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,313
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,500
−HK$2,222/mo
Today · 4.125%
HK$74,722
baseline
▲ 0.50% · 4.625%
HK$79,269
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,444/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,223
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,320
−HK$2,129/mo
Today · 4.125%
HK$82,449
baseline
▲ 0.50% · 4.625%
HK$86,795
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,898/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,402
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,214
−HK$2,857/mo
Today · 4.125%
HK$96,071
baseline
▲ 0.50% · 4.625%
HK$101,917
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,142/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,572
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,269
−HK$2,736/mo
Today · 4.125%
HK$106,005
baseline
▲ 0.50% · 4.625%
HK$111,593
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,010/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,080 · Scale 2, in force from 26 Feb 2026)