LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,226
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,789
−HK$1,587/mo
Today · 4.125%
HK$53,376
baseline
▲ 0.50% · 4.625%
HK$56,624
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,752/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,876
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,375
−HK$1,520/mo
Today · 4.125%
HK$58,895
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,790/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,146
−HK$1,905/mo
Today · 4.125%
HK$64,051
baseline
▲ 0.50% · 4.625%
HK$67,948
+HK$3,897/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,102/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,051
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$1,824/mo
Today · 4.125%
HK$70,674
baseline
▲ 0.50% · 4.625%
HK$74,399
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,348/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,317
−HK$4,409/mo
▼ 0.25% · 3.875%
HK$72,504
−HK$2,222/mo
Today · 4.125%
HK$74,726
baseline
▲ 0.50% · 4.625%
HK$79,273
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,452/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,227
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,325
−HK$2,128/mo
Today · 4.125%
HK$82,453
baseline
▲ 0.50% · 4.625%
HK$86,799
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,906/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,407
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,219
−HK$2,858/mo
Today · 4.125%
HK$96,077
baseline
▲ 0.50% · 4.625%
HK$101,923
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,154/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,577
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,275
−HK$2,736/mo
Today · 4.125%
HK$106,011
baseline
▲ 0.50% · 4.625%
HK$111,599
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,022/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,131 · Scale 2, in force from 26 Feb 2026)