LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,227
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,789
−HK$1,587/mo
Today · 4.125%
HK$53,376
baseline
▲ 0.50% · 4.625%
HK$56,624
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,752/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,375
−HK$1,521/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,000
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,147
−HK$1,905/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,949
+HK$3,897/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,052
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,850
−HK$1,825/mo
Today · 4.125%
HK$70,675
baseline
▲ 0.50% · 4.625%
HK$74,400
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,350/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,317
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,505
−HK$2,222/mo
Today · 4.125%
HK$74,727
baseline
▲ 0.50% · 4.625%
HK$79,274
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,454/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,227
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,325
−HK$2,129/mo
Today · 4.125%
HK$82,454
baseline
▲ 0.50% · 4.625%
HK$86,800
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,908/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,408
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,220
−HK$2,857/mo
Today · 4.125%
HK$96,077
baseline
▲ 0.50% · 4.625%
HK$101,924
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,154/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,578
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,275
−HK$2,737/mo
Today · 4.125%
HK$106,012
baseline
▲ 0.50% · 4.625%
HK$111,600
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,024/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,138 · Scale 2, in force from 26 Feb 2026)