LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,227
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,789
−HK$1,588/mo
Today · 4.125%
HK$53,377
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,754/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,376
−HK$1,520/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,001
+HK$3,105/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,273
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,147
−HK$1,905/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,053
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,851
−HK$1,824/mo
Today · 4.125%
HK$70,675
baseline
▲ 0.50% · 4.625%
HK$74,401
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,350/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,318
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,505
−HK$2,223/mo
Today · 4.125%
HK$74,728
baseline
▲ 0.50% · 4.625%
HK$79,275
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,456/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,228
−HK$4,226/mo
▼ 0.25% · 3.875%
HK$80,326
−HK$2,128/mo
Today · 4.125%
HK$82,454
baseline
▲ 0.50% · 4.625%
HK$86,801
+HK$4,347/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,908/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,409
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,221
−HK$2,857/mo
Today · 4.125%
HK$96,078
baseline
▲ 0.50% · 4.625%
HK$101,924
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,156/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,579
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,276
−HK$2,737/mo
Today · 4.125%
HK$106,013
baseline
▲ 0.50% · 4.625%
HK$111,601
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,026/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,146 · Scale 2, in force from 26 Feb 2026)