LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,229
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,791
−HK$1,587/mo
Today · 4.125%
HK$53,378
baseline
▲ 0.50% · 4.625%
HK$56,626
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,756/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,520/mo
Today · 4.125%
HK$58,898
baseline
▲ 0.50% · 4.625%
HK$62,002
+HK$3,104/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,796/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,274
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,149
−HK$1,905/mo
Today · 4.125%
HK$64,054
baseline
▲ 0.50% · 4.625%
HK$67,952
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,108/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,055
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,853
−HK$1,824/mo
Today · 4.125%
HK$70,677
baseline
▲ 0.50% · 4.625%
HK$74,403
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,354/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,320
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,507
−HK$2,223/mo
Today · 4.125%
HK$74,730
baseline
▲ 0.50% · 4.625%
HK$79,277
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,460/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,230
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,329
−HK$2,128/mo
Today · 4.125%
HK$82,457
baseline
▲ 0.50% · 4.625%
HK$86,803
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,914/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,412
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,224
−HK$2,857/mo
Today · 4.125%
HK$96,081
baseline
▲ 0.50% · 4.625%
HK$101,927
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$192,162/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,582
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,280
−HK$2,736/mo
Today · 4.125%
HK$106,016
baseline
▲ 0.50% · 4.625%
HK$111,604
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.82M · min. income ≈ HK$212,032/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,175 · Scale 2, in force from 26 Feb 2026)