LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,231
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,588/mo
Today · 4.125%
HK$53,381
baseline
▲ 0.50% · 4.625%
HK$56,629
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,762/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,881
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,380
−HK$1,520/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,005
+HK$3,105/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,800/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,277
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,152
−HK$1,905/mo
Today · 4.125%
HK$64,057
baseline
▲ 0.50% · 4.625%
HK$67,955
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,114/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,058
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,856
−HK$1,825/mo
Today · 4.125%
HK$70,681
baseline
▲ 0.50% · 4.625%
HK$74,406
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,362/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,323
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,511
−HK$2,222/mo
Today · 4.125%
HK$74,733
baseline
▲ 0.50% · 4.625%
HK$79,280
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,466/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,234
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,332
−HK$2,129/mo
Today · 4.125%
HK$82,461
baseline
▲ 0.50% · 4.625%
HK$86,807
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,922/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,416
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,228
−HK$2,857/mo
Today · 4.125%
HK$96,085
baseline
▲ 0.50% · 4.625%
HK$101,932
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,170/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,586
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,284
−HK$2,737/mo
Today · 4.125%
HK$106,021
baseline
▲ 0.50% · 4.625%
HK$111,609
+HK$5,588/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,042/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,216 · Scale 2, in force from 26 Feb 2026)