LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,232
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,587/mo
Today · 4.125%
HK$53,382
baseline
▲ 0.50% · 4.625%
HK$56,630
+HK$3,248/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,764/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,883
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,381
−HK$1,521/mo
Today · 4.125%
HK$58,902
baseline
▲ 0.50% · 4.625%
HK$62,007
+HK$3,105/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,804/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,278
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,153
−HK$1,905/mo
Today · 4.125%
HK$64,058
baseline
▲ 0.50% · 4.625%
HK$67,956
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,116/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,059
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,858
−HK$1,824/mo
Today · 4.125%
HK$70,682
baseline
▲ 0.50% · 4.625%
HK$74,408
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,364/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,512
−HK$2,223/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$79,282
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,236
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,334
−HK$2,129/mo
Today · 4.125%
HK$82,463
baseline
▲ 0.50% · 4.625%
HK$86,809
+HK$4,346/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,926/mo (50% DSR)
Upfront cash ≈ HK$7.54M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,418
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,230
−HK$2,858/mo
Today · 4.125%
HK$96,088
baseline
▲ 0.50% · 4.625%
HK$101,934
+HK$5,846/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,176/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,589
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,287
−HK$2,736/mo
Today · 4.125%
HK$106,023
baseline
▲ 0.50% · 4.625%
HK$111,612
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,046/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,239 · Scale 2, in force from 26 Feb 2026)