LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,232
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,587/mo
Today · 4.125%
HK$53,382
baseline
▲ 0.50% · 4.625%
HK$56,631
+HK$3,249/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$106,764/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,883
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,382
−HK$1,520/mo
Today · 4.125%
HK$58,902
baseline
▲ 0.50% · 4.625%
HK$62,007
+HK$3,105/mo
Deposit HK$11.01M · loan HK$11.01M · min. income ≈ HK$117,804/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,279
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,154
−HK$1,905/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,957
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,060
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,858
−HK$1,825/mo
Today · 4.125%
HK$70,683
baseline
▲ 0.50% · 4.625%
HK$74,408
+HK$3,725/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,366/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,325
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,513
−HK$2,222/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$79,283
+HK$4,548/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,236
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,335
−HK$2,128/mo
Today · 4.125%
HK$82,463
baseline
▲ 0.50% · 4.625%
HK$86,810
+HK$4,347/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,926/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,418
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,231
−HK$2,857/mo
Today · 4.125%
HK$96,088
baseline
▲ 0.50% · 4.625%
HK$101,935
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,176/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,589
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,287
−HK$2,737/mo
Today · 4.125%
HK$106,024
baseline
▲ 0.50% · 4.625%
HK$111,613
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,048/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,245 · Scale 2, in force from 26 Feb 2026)