LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,235
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,797
−HK$1,588/mo
Today · 4.125%
HK$53,385
baseline
▲ 0.50% · 4.625%
HK$56,633
+HK$3,248/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,770/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,886
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,384
−HK$1,521/mo
Today · 4.125%
HK$58,905
baseline
▲ 0.50% · 4.625%
HK$62,010
+HK$3,105/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,810/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,282
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,157
−HK$1,905/mo
Today · 4.125%
HK$64,062
baseline
▲ 0.50% · 4.625%
HK$67,960
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,124/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,063
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,861
−HK$1,825/mo
Today · 4.125%
HK$70,686
baseline
▲ 0.50% · 4.625%
HK$74,412
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,372/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,329
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,516
−HK$2,223/mo
Today · 4.125%
HK$74,739
baseline
▲ 0.50% · 4.625%
HK$79,286
+HK$4,547/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,478/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,240
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,338
−HK$2,129/mo
Today · 4.125%
HK$82,467
baseline
▲ 0.50% · 4.625%
HK$86,814
+HK$4,347/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,934/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,422
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,235
−HK$2,858/mo
Today · 4.125%
HK$96,093
baseline
▲ 0.50% · 4.625%
HK$101,940
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,186/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,594
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,292
−HK$2,737/mo
Today · 4.125%
HK$106,029
baseline
▲ 0.50% · 4.625%
HK$111,618
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,058/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,287 · Scale 2, in force from 26 Feb 2026)