LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,237
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,588/mo
Today · 4.125%
HK$53,387
baseline
▲ 0.50% · 4.625%
HK$56,636
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,774/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,888
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,387
−HK$1,520/mo
Today · 4.125%
HK$58,907
baseline
▲ 0.50% · 4.625%
HK$62,012
+HK$3,105/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,814/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,284
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,159
−HK$1,905/mo
Today · 4.125%
HK$64,064
baseline
▲ 0.50% · 4.625%
HK$67,963
+HK$3,899/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,128/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,065
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,864
−HK$1,825/mo
Today · 4.125%
HK$70,689
baseline
▲ 0.50% · 4.625%
HK$74,415
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,378/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,331
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,519
−HK$2,223/mo
Today · 4.125%
HK$74,742
baseline
▲ 0.50% · 4.625%
HK$79,290
+HK$4,548/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,484/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,243
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,341
−HK$2,129/mo
Today · 4.125%
HK$82,470
baseline
▲ 0.50% · 4.625%
HK$86,817
+HK$4,347/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,940/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,426
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,858/mo
Today · 4.125%
HK$96,097
baseline
▲ 0.50% · 4.625%
HK$101,944
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,194/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,598
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,296
−HK$2,737/mo
Today · 4.125%
HK$106,033
baseline
▲ 0.50% · 4.625%
HK$111,622
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,066/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,326 · Scale 2, in force from 26 Feb 2026)