LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,237
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,800
−HK$1,588/mo
Today · 4.125%
HK$53,388
baseline
▲ 0.50% · 4.625%
HK$56,636
+HK$3,248/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,776/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,889
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,388
−HK$1,520/mo
Today · 4.125%
HK$58,908
baseline
▲ 0.50% · 4.625%
HK$62,013
+HK$3,105/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,816/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,285
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,160
−HK$1,905/mo
Today · 4.125%
HK$64,065
baseline
▲ 0.50% · 4.625%
HK$67,964
+HK$3,899/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,130/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,066
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,865
−HK$1,825/mo
Today · 4.125%
HK$70,690
baseline
▲ 0.50% · 4.625%
HK$74,416
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,380/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,332
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,520
−HK$2,223/mo
Today · 4.125%
HK$74,743
baseline
▲ 0.50% · 4.625%
HK$79,291
+HK$4,548/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,486/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,244
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,343
−HK$2,128/mo
Today · 4.125%
HK$82,471
baseline
▲ 0.50% · 4.625%
HK$86,819
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,942/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,427
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,240
−HK$2,858/mo
Today · 4.125%
HK$96,098
baseline
▲ 0.50% · 4.625%
HK$101,945
+HK$5,847/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,196/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,600
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,298
−HK$2,737/mo
Today · 4.125%
HK$106,035
baseline
▲ 0.50% · 4.625%
HK$111,624
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,070/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,339 · Scale 2, in force from 26 Feb 2026)