LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,238
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,801
−HK$1,587/mo
Today · 4.125%
HK$53,388
baseline
▲ 0.50% · 4.625%
HK$56,637
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,776/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,889
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,388
−HK$1,521/mo
Today · 4.125%
HK$58,909
baseline
▲ 0.50% · 4.625%
HK$62,014
+HK$3,105/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,818/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,161
−HK$1,905/mo
Today · 4.125%
HK$64,066
baseline
▲ 0.50% · 4.625%
HK$67,964
+HK$3,898/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,132/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,067
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,866
−HK$1,825/mo
Today · 4.125%
HK$70,691
baseline
▲ 0.50% · 4.625%
HK$74,417
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,382/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,333
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,521
−HK$2,223/mo
Today · 4.125%
HK$74,744
baseline
▲ 0.50% · 4.625%
HK$79,292
+HK$4,548/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,488/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,245
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,344
−HK$2,128/mo
Today · 4.125%
HK$82,472
baseline
▲ 0.50% · 4.625%
HK$86,820
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,944/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,428
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,241
−HK$2,858/mo
Today · 4.125%
HK$96,099
baseline
▲ 0.50% · 4.625%
HK$101,947
+HK$5,848/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,198/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,601
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,299
−HK$2,737/mo
Today · 4.125%
HK$106,036
baseline
▲ 0.50% · 4.625%
HK$111,625
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,072/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,350 · Scale 2, in force from 26 Feb 2026)