LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,240
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,802
−HK$1,588/mo
Today · 4.125%
HK$53,390
baseline
▲ 0.50% · 4.625%
HK$56,639
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,780/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,891
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,390
−HK$1,521/mo
Today · 4.125%
HK$58,911
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,105/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,822/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,163
−HK$1,905/mo
Today · 4.125%
HK$64,068
baseline
▲ 0.50% · 4.625%
HK$67,967
+HK$3,899/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,136/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,069
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,868
−HK$1,825/mo
Today · 4.125%
HK$70,693
baseline
▲ 0.50% · 4.625%
HK$74,419
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,386/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,336
−HK$4,410/mo
▼ 0.25% · 3.875%
HK$72,523
−HK$2,223/mo
Today · 4.125%
HK$74,746
baseline
▲ 0.50% · 4.625%
HK$79,294
+HK$4,548/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,492/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,248
−HK$4,227/mo
▼ 0.25% · 3.875%
HK$80,346
−HK$2,129/mo
Today · 4.125%
HK$82,475
baseline
▲ 0.50% · 4.625%
HK$86,823
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,950/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,432
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,244
−HK$2,858/mo
Today · 4.125%
HK$96,102
baseline
▲ 0.50% · 4.625%
HK$101,950
+HK$5,848/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,204/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,604
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,302
−HK$2,738/mo
Today · 4.125%
HK$106,040
baseline
▲ 0.50% · 4.625%
HK$111,629
+HK$5,589/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,080/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,382 · Scale 2, in force from 26 Feb 2026)