LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,244
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,807
−HK$1,587/mo
Today · 4.125%
HK$53,394
baseline
▲ 0.50% · 4.625%
HK$56,643
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,788/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,896
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,520/mo
Today · 4.125%
HK$58,915
baseline
▲ 0.50% · 4.625%
HK$62,021
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,830/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,292
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,168
−HK$1,905/mo
Today · 4.125%
HK$64,073
baseline
▲ 0.50% · 4.625%
HK$67,972
+HK$3,899/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,146/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,075
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,874
−HK$1,825/mo
Today · 4.125%
HK$70,699
baseline
▲ 0.50% · 4.625%
HK$74,425
+HK$3,726/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,398/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,341
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,529
−HK$2,223/mo
Today · 4.125%
HK$74,752
baseline
▲ 0.50% · 4.625%
HK$79,301
+HK$4,549/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$149,504/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,254
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,353
−HK$2,129/mo
Today · 4.125%
HK$82,482
baseline
▲ 0.50% · 4.625%
HK$86,829
+HK$4,347/mo
Deposit HK$6.61M · loan HK$15.42M · min. income ≈ HK$164,964/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,439
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,252
−HK$2,858/mo
Today · 4.125%
HK$96,110
baseline
▲ 0.50% · 4.625%
HK$101,958
+HK$5,848/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,220/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,612
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,310
−HK$2,738/mo
Today · 4.125%
HK$106,048
baseline
▲ 0.50% · 4.625%
HK$111,638
+HK$5,590/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,096/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,455 · Scale 2, in force from 26 Feb 2026)