LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,250
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,813
−HK$1,589/mo
Today · 4.125%
HK$53,402
baseline
▲ 0.50% · 4.625%
HK$56,651
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,804/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,903
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,402
−HK$1,521/mo
Today · 4.125%
HK$58,923
baseline
▲ 0.50% · 4.625%
HK$62,029
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,846/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,300
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,176
−HK$1,906/mo
Today · 4.125%
HK$64,082
baseline
▲ 0.50% · 4.625%
HK$67,981
+HK$3,899/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$128,164/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,084
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,883
−HK$1,825/mo
Today · 4.125%
HK$70,708
baseline
▲ 0.50% · 4.625%
HK$74,435
+HK$3,727/mo
Deposit HK$8.81M · loan HK$13.22M · min. income ≈ HK$141,416/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,351
−HK$4,411/mo
▼ 0.25% · 3.875%
HK$72,539
−HK$2,223/mo
Today · 4.125%
HK$74,762
baseline
▲ 0.50% · 4.625%
HK$79,311
+HK$4,549/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,524/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,264
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,363
−HK$2,130/mo
Today · 4.125%
HK$82,493
baseline
▲ 0.50% · 4.625%
HK$86,841
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$164,986/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,451
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,264
−HK$2,859/mo
Today · 4.125%
HK$96,123
baseline
▲ 0.50% · 4.625%
HK$101,972
+HK$5,849/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,246/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,626
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,324
−HK$2,738/mo
Today · 4.125%
HK$106,062
baseline
▲ 0.50% · 4.625%
HK$111,653
+HK$5,591/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,124/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,580 · Scale 2, in force from 26 Feb 2026)