LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,253
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,816
−HK$1,588/mo
Today · 4.125%
HK$53,404
baseline
▲ 0.50% · 4.625%
HK$56,654
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,808/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,906
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,521/mo
Today · 4.125%
HK$58,926
baseline
▲ 0.50% · 4.625%
HK$62,032
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,852/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,303
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,179
−HK$1,906/mo
Today · 4.125%
HK$64,085
baseline
▲ 0.50% · 4.625%
HK$67,984
+HK$3,899/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$128,170/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,087
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,886
−HK$1,825/mo
Today · 4.125%
HK$70,711
baseline
▲ 0.50% · 4.625%
HK$74,439
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$141,422/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,354
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,542
−HK$2,224/mo
Today · 4.125%
HK$74,766
baseline
▲ 0.50% · 4.625%
HK$79,315
+HK$4,549/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,532/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,268
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,367
−HK$2,130/mo
Today · 4.125%
HK$82,497
baseline
▲ 0.50% · 4.625%
HK$86,845
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$164,994/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,455
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,269
−HK$2,858/mo
Today · 4.125%
HK$96,127
baseline
▲ 0.50% · 4.625%
HK$101,977
+HK$5,850/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,254/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,630
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,329
−HK$2,738/mo
Today · 4.125%
HK$106,067
baseline
▲ 0.50% · 4.625%
HK$111,658
+HK$5,591/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,134/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,626 · Scale 2, in force from 26 Feb 2026)