LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,254
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,817
−HK$1,588/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,810/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,907
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,406
−HK$1,521/mo
Today · 4.125%
HK$58,927
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,854/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,304
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,180
−HK$1,906/mo
Today · 4.125%
HK$64,086
baseline
▲ 0.50% · 4.625%
HK$67,986
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$128,172/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,088
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,887
−HK$1,826/mo
Today · 4.125%
HK$70,713
baseline
▲ 0.50% · 4.625%
HK$74,440
+HK$3,727/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$141,426/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,355
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,544
−HK$2,223/mo
Today · 4.125%
HK$74,767
baseline
▲ 0.50% · 4.625%
HK$79,317
+HK$4,550/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,534/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,270
−HK$4,228/mo
▼ 0.25% · 3.875%
HK$80,369
−HK$2,129/mo
Today · 4.125%
HK$82,498
baseline
▲ 0.50% · 4.625%
HK$86,847
+HK$4,349/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$164,996/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,457
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,270
−HK$2,859/mo
Today · 4.125%
HK$96,129
baseline
▲ 0.50% · 4.625%
HK$101,978
+HK$5,849/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$192,258/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,632
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,331
−HK$2,738/mo
Today · 4.125%
HK$106,069
baseline
▲ 0.50% · 4.625%
HK$111,660
+HK$5,591/mo
Deposit HK$2.20M · loan HK$19.83M · min. income ≈ HK$212,138/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,643 · Scale 2, in force from 26 Feb 2026)