LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,255
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,818
−HK$1,589/mo
Today · 4.125%
HK$53,407
baseline
▲ 0.50% · 4.625%
HK$56,656
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,814/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,908
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,408
−HK$1,521/mo
Today · 4.125%
HK$58,929
baseline
▲ 0.50% · 4.625%
HK$62,035
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,858/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,306
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,182
−HK$1,906/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,988
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,090
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,889
−HK$1,826/mo
Today · 4.125%
HK$70,715
baseline
▲ 0.50% · 4.625%
HK$74,442
+HK$3,727/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$141,430/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,357
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,546
−HK$2,223/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$79,319
+HK$4,550/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,272
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,371
−HK$2,130/mo
Today · 4.125%
HK$82,501
baseline
▲ 0.50% · 4.625%
HK$86,849
+HK$4,348/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,002/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,459
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,273
−HK$2,859/mo
Today · 4.125%
HK$96,132
baseline
▲ 0.50% · 4.625%
HK$101,981
+HK$5,849/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,264/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,635
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,334
−HK$2,738/mo
Today · 4.125%
HK$106,072
baseline
▲ 0.50% · 4.625%
HK$111,663
+HK$5,591/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,144/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,669 · Scale 2, in force from 26 Feb 2026)