LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,256
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,819
−HK$1,589/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,657
+HK$3,249/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,910
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,409
−HK$1,521/mo
Today · 4.125%
HK$58,930
baseline
▲ 0.50% · 4.625%
HK$62,036
+HK$3,106/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,860/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,307
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,183
−HK$1,906/mo
Today · 4.125%
HK$64,089
baseline
▲ 0.50% · 4.625%
HK$67,989
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$128,178/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,091
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,891
−HK$1,825/mo
Today · 4.125%
HK$70,716
baseline
▲ 0.50% · 4.625%
HK$74,444
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$141,432/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,359
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$2,224/mo
Today · 4.125%
HK$74,771
baseline
▲ 0.50% · 4.625%
HK$79,320
+HK$4,549/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,542/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,273
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,373
−HK$2,129/mo
Today · 4.125%
HK$82,502
baseline
▲ 0.50% · 4.625%
HK$86,851
+HK$4,349/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,004/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,461
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,275
−HK$2,859/mo
Today · 4.125%
HK$96,134
baseline
▲ 0.50% · 4.625%
HK$101,983
+HK$5,849/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,268/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,637
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,336
−HK$2,738/mo
Today · 4.125%
HK$106,074
baseline
▲ 0.50% · 4.625%
HK$111,666
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,148/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,688 · Scale 2, in force from 26 Feb 2026)