LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,259
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,822
−HK$1,589/mo
Today · 4.125%
HK$53,411
baseline
▲ 0.50% · 4.625%
HK$56,661
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,822/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,913
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,412
−HK$1,521/mo
Today · 4.125%
HK$58,933
baseline
▲ 0.50% · 4.625%
HK$62,040
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,866/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,311
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,187
−HK$1,906/mo
Today · 4.125%
HK$64,093
baseline
▲ 0.50% · 4.625%
HK$67,993
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$128,186/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,095
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,895
−HK$1,825/mo
Today · 4.125%
HK$70,720
baseline
▲ 0.50% · 4.625%
HK$74,448
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.22M · min. income ≈ HK$141,440/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,363
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,551
−HK$2,224/mo
Today · 4.125%
HK$74,775
baseline
▲ 0.50% · 4.625%
HK$79,325
+HK$4,550/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,550/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,278
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,130/mo
Today · 4.125%
HK$82,507
baseline
▲ 0.50% · 4.625%
HK$86,856
+HK$4,349/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,014/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,466
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,280
−HK$2,859/mo
Today · 4.125%
HK$96,139
baseline
▲ 0.50% · 4.625%
HK$101,989
+HK$5,850/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,278/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,643
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,342
−HK$2,738/mo
Today · 4.125%
HK$106,080
baseline
▲ 0.50% · 4.625%
HK$111,672
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,160/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,740 · Scale 2, in force from 26 Feb 2026)