LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,264
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,827
−HK$1,589/mo
Today · 4.125%
HK$53,416
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,832/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,918
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,418
−HK$1,521/mo
Today · 4.125%
HK$58,939
baseline
▲ 0.50% · 4.625%
HK$62,046
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,878/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,317
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,193
−HK$1,906/mo
Today · 4.125%
HK$64,099
baseline
▲ 0.50% · 4.625%
HK$67,999
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,198/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,102
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,901
−HK$1,826/mo
Today · 4.125%
HK$70,727
baseline
▲ 0.50% · 4.625%
HK$74,455
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,454/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,370
−HK$4,412/mo
▼ 0.25% · 3.875%
HK$72,558
−HK$2,224/mo
Today · 4.125%
HK$74,782
baseline
▲ 0.50% · 4.625%
HK$79,333
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,564/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,285
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,385
−HK$2,130/mo
Today · 4.125%
HK$82,515
baseline
▲ 0.50% · 4.625%
HK$86,864
+HK$4,349/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,030/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,475
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,289
−HK$2,860/mo
Today · 4.125%
HK$96,149
baseline
▲ 0.50% · 4.625%
HK$101,999
+HK$5,850/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,298/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,653
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,352
−HK$2,739/mo
Today · 4.125%
HK$106,091
baseline
▲ 0.50% · 4.625%
HK$111,683
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,182/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,833 · Scale 2, in force from 26 Feb 2026)