LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,265
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,828
−HK$1,589/mo
Today · 4.125%
HK$53,417
baseline
▲ 0.50% · 4.625%
HK$56,667
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,834/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,919
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,419
−HK$1,521/mo
Today · 4.125%
HK$58,940
baseline
▲ 0.50% · 4.625%
HK$62,047
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,880/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,318
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,194
−HK$1,906/mo
Today · 4.125%
HK$64,100
baseline
▲ 0.50% · 4.625%
HK$68,000
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,200/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,103
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,902
−HK$1,826/mo
Today · 4.125%
HK$70,728
baseline
▲ 0.50% · 4.625%
HK$74,456
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,456/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,370
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,559
−HK$2,224/mo
Today · 4.125%
HK$74,783
baseline
▲ 0.50% · 4.625%
HK$79,334
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,566/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,286
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,386
−HK$2,130/mo
Today · 4.125%
HK$82,516
baseline
▲ 0.50% · 4.625%
HK$86,866
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,032/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,476
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,291
−HK$2,859/mo
Today · 4.125%
HK$96,150
baseline
▲ 0.50% · 4.625%
HK$102,000
+HK$5,850/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,300/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,654
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,353
−HK$2,739/mo
Today · 4.125%
HK$106,092
baseline
▲ 0.50% · 4.625%
HK$111,684
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,184/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,845 · Scale 2, in force from 26 Feb 2026)