LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,266
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,829
−HK$1,589/mo
Today · 4.125%
HK$53,418
baseline
▲ 0.50% · 4.625%
HK$56,668
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,836/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,920
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,420
−HK$1,521/mo
Today · 4.125%
HK$58,941
baseline
▲ 0.50% · 4.625%
HK$62,048
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,882/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,319
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,195
−HK$1,906/mo
Today · 4.125%
HK$64,101
baseline
▲ 0.50% · 4.625%
HK$68,002
+HK$3,901/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,202/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,104
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,904
−HK$1,825/mo
Today · 4.125%
HK$70,729
baseline
▲ 0.50% · 4.625%
HK$74,457
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,458/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,372
−HK$4,413/mo
▼ 0.25% · 3.875%
HK$72,561
−HK$2,224/mo
Today · 4.125%
HK$74,785
baseline
▲ 0.50% · 4.625%
HK$79,335
+HK$4,550/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,570/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,288
−HK$4,229/mo
▼ 0.25% · 3.875%
HK$80,387
−HK$2,130/mo
Today · 4.125%
HK$82,517
baseline
▲ 0.50% · 4.625%
HK$86,867
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,034/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,478
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,292
−HK$2,860/mo
Today · 4.125%
HK$96,152
baseline
▲ 0.50% · 4.625%
HK$102,002
+HK$5,850/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,304/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,656
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,355
−HK$2,739/mo
Today · 4.125%
HK$106,094
baseline
▲ 0.50% · 4.625%
HK$111,686
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,188/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,862 · Scale 2, in force from 26 Feb 2026)