LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,268
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,832
−HK$1,588/mo
Today · 4.125%
HK$53,420
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$3,251/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,840/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,923
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,423
−HK$1,521/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,051
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,322
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,198
−HK$1,907/mo
Today · 4.125%
HK$64,105
baseline
▲ 0.50% · 4.625%
HK$68,005
+HK$3,900/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,210/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,107
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,907
−HK$1,826/mo
Today · 4.125%
HK$70,733
baseline
▲ 0.50% · 4.625%
HK$74,461
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,466/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,375
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,565
−HK$2,224/mo
Today · 4.125%
HK$74,789
baseline
▲ 0.50% · 4.625%
HK$79,339
+HK$4,550/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,578/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,292
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,392
−HK$2,130/mo
Today · 4.125%
HK$82,522
baseline
▲ 0.50% · 4.625%
HK$86,872
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,044/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,483
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,297
−HK$2,860/mo
Today · 4.125%
HK$96,157
baseline
▲ 0.50% · 4.625%
HK$102,008
+HK$5,851/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,314/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,661
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,361
−HK$2,739/mo
Today · 4.125%
HK$106,100
baseline
▲ 0.50% · 4.625%
HK$111,692
+HK$5,592/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,200/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,912 · Scale 2, in force from 26 Feb 2026)