LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,270
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,834
−HK$1,589/mo
Today · 4.125%
HK$53,423
baseline
▲ 0.50% · 4.625%
HK$56,673
+HK$3,250/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,846/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,925
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,425
−HK$1,522/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,054
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,324
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,201
−HK$1,906/mo
Today · 4.125%
HK$64,107
baseline
▲ 0.50% · 4.625%
HK$68,008
+HK$3,901/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,214/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,110
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,910
−HK$1,826/mo
Today · 4.125%
HK$70,736
baseline
▲ 0.50% · 4.625%
HK$74,465
+HK$3,729/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,472/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,378
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,568
−HK$2,224/mo
Today · 4.125%
HK$74,792
baseline
▲ 0.50% · 4.625%
HK$79,343
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,584/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,295
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,395
−HK$2,130/mo
Today · 4.125%
HK$82,525
baseline
▲ 0.50% · 4.625%
HK$86,875
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,050/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,487
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,301
−HK$2,860/mo
Today · 4.125%
HK$96,161
baseline
▲ 0.50% · 4.625%
HK$102,012
+HK$5,851/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,322/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,665
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,365
−HK$2,739/mo
Today · 4.125%
HK$106,104
baseline
▲ 0.50% · 4.625%
HK$111,697
+HK$5,593/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,208/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$936,951 · Scale 2, in force from 26 Feb 2026)