LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,274
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,837
−HK$1,589/mo
Today · 4.125%
HK$53,426
baseline
▲ 0.50% · 4.625%
HK$56,677
+HK$3,251/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,852/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,929
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,429
−HK$1,521/mo
Today · 4.125%
HK$58,950
baseline
▲ 0.50% · 4.625%
HK$62,058
+HK$3,108/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,900/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,328
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,205
−HK$1,906/mo
Today · 4.125%
HK$64,111
baseline
▲ 0.50% · 4.625%
HK$68,012
+HK$3,901/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,222/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,115
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,915
−HK$1,826/mo
Today · 4.125%
HK$70,741
baseline
▲ 0.50% · 4.625%
HK$74,469
+HK$3,728/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,482/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,383
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,572
−HK$2,225/mo
Today · 4.125%
HK$74,797
baseline
▲ 0.50% · 4.625%
HK$79,348
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,594/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,300
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,400
−HK$2,131/mo
Today · 4.125%
HK$82,531
baseline
▲ 0.50% · 4.625%
HK$86,881
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,062/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,492
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,307
−HK$2,860/mo
Today · 4.125%
HK$96,167
baseline
▲ 0.50% · 4.625%
HK$102,019
+HK$5,852/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,334/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,672
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,372
−HK$2,739/mo
Today · 4.125%
HK$106,111
baseline
▲ 0.50% · 4.625%
HK$111,704
+HK$5,593/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,222/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,011 · Scale 2, in force from 26 Feb 2026)