LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,274
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,589/mo
Today · 4.125%
HK$53,427
baseline
▲ 0.50% · 4.625%
HK$56,678
+HK$3,251/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,854/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,930
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,430
−HK$1,522/mo
Today · 4.125%
HK$58,952
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,107/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,904/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,329
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,206
−HK$1,906/mo
Today · 4.125%
HK$64,112
baseline
▲ 0.50% · 4.625%
HK$68,014
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,224/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,116
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,916
−HK$1,826/mo
Today · 4.125%
HK$70,742
baseline
▲ 0.50% · 4.625%
HK$74,471
+HK$3,729/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,484/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,384
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,574
−HK$2,224/mo
Today · 4.125%
HK$74,798
baseline
▲ 0.50% · 4.625%
HK$79,349
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,596/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,302
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,402
−HK$2,130/mo
Today · 4.125%
HK$82,532
baseline
▲ 0.50% · 4.625%
HK$86,883
+HK$4,351/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,064/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,494
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,309
−HK$2,860/mo
Today · 4.125%
HK$96,169
baseline
▲ 0.50% · 4.625%
HK$102,020
+HK$5,851/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,338/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,674
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,374
−HK$2,739/mo
Today · 4.125%
HK$106,113
baseline
▲ 0.50% · 4.625%
HK$111,706
+HK$5,593/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,226/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,028 · Scale 2, in force from 26 Feb 2026)