LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,278
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,841
−HK$1,589/mo
Today · 4.125%
HK$53,430
baseline
▲ 0.50% · 4.625%
HK$56,681
+HK$3,251/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,860/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,933
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,433
−HK$1,522/mo
Today · 4.125%
HK$58,955
baseline
▲ 0.50% · 4.625%
HK$62,063
+HK$3,108/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,910/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,333
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,210
−HK$1,906/mo
Today · 4.125%
HK$64,116
baseline
▲ 0.50% · 4.625%
HK$68,018
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,232/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,120
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,920
−HK$1,826/mo
Today · 4.125%
HK$70,746
baseline
▲ 0.50% · 4.625%
HK$74,475
+HK$3,729/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,492/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,389
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,578
−HK$2,225/mo
Today · 4.125%
HK$74,803
baseline
▲ 0.50% · 4.625%
HK$79,354
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,606/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,307
−HK$4,230/mo
▼ 0.25% · 3.875%
HK$80,407
−HK$2,130/mo
Today · 4.125%
HK$82,537
baseline
▲ 0.50% · 4.625%
HK$86,888
+HK$4,351/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,074/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,500
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,315
−HK$2,860/mo
Today · 4.125%
HK$96,175
baseline
▲ 0.50% · 4.625%
HK$102,027
+HK$5,852/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,350/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,680
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,380
−HK$2,739/mo
Today · 4.125%
HK$106,119
baseline
▲ 0.50% · 4.625%
HK$111,713
+HK$5,594/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,238/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,086 · Scale 2, in force from 26 Feb 2026)