LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,279
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,843
−HK$1,589/mo
Today · 4.125%
HK$53,432
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$3,251/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$106,864/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,935
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,435
−HK$1,522/mo
Today · 4.125%
HK$58,957
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,108/mo
Deposit HK$11.02M · loan HK$11.02M · min. income ≈ HK$117,914/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,335
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,212
−HK$1,906/mo
Today · 4.125%
HK$64,118
baseline
▲ 0.50% · 4.625%
HK$68,020
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,236/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,122
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,922
−HK$1,826/mo
Today · 4.125%
HK$70,748
baseline
▲ 0.50% · 4.625%
HK$74,478
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,496/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,391
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,580
−HK$2,225/mo
Today · 4.125%
HK$74,805
baseline
▲ 0.50% · 4.625%
HK$79,356
+HK$4,551/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$149,610/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,309
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,409
−HK$2,131/mo
Today · 4.125%
HK$82,540
baseline
▲ 0.50% · 4.625%
HK$86,890
+HK$4,350/mo
Deposit HK$6.61M · loan HK$15.43M · min. income ≈ HK$165,080/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,502
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,317
−HK$2,861/mo
Today · 4.125%
HK$96,178
baseline
▲ 0.50% · 4.625%
HK$102,030
+HK$5,852/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$192,356/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,683
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,383
−HK$2,739/mo
Today · 4.125%
HK$106,122
baseline
▲ 0.50% · 4.625%
HK$111,716
+HK$5,594/mo
Deposit HK$2.20M · loan HK$19.84M · min. income ≈ HK$212,244/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,114 · Scale 2, in force from 26 Feb 2026)